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Hi Palak -<div><br></div><div>I have a United card & it gives me miles on it which is nice. I'm glad you are not a big fan of credit cards - they are very useful and very helpful - but many many people get carried away when they first get one & end up in real trouble (I did!) - so it is good to make sure you always pay them.</div><div><br></div><div>The basic rules are something like this:</div><div><span class="Apple-tab-span" style="white-space:pre"> </span>- If you think you will always pay them back, get whichever one has features you like (like miles) - but make sure you pay them back on time!<br></div><div><span class="Apple-tab-span" style="white-space:pre"> </span>- If you think you will mostly pay them back, but some times may slip, or could slip for months at a time - get ne with the lowest interest rate you can find & ignore special features<br></div><div><span class="Apple-tab-span" style="white-space:pre"> </span>- If you don't think you will pay it back on time very often at all, get a different type of loan!<br></div><div><span class="Apple-tab-span" style="white-space:pre"> </span><br></div><div>Anybody else have good advice?</div><div><br></div><div>'deep</div><div><br></div><div><br></div><div><br></div><div><br></div><div><br><div><html>On Mar 25, 2008, at 11:26 AM, palak joshi wrote:</html><br class="Apple-interchange-newline"><blockquote type="cite">Dear Social, <br><br>I am looking to get a unsecured credit card now that I can. I am not a big fan of credit cards but i need to have atleast one. I was thinking due to my ok score i can get a good one. Have been going back and forth between rewards and miles and cash back and this and that. I am feeling very small to venture out in this world of credit cards all by myself so i am looking to get some advice from you folks. I am very disciplined to paying back and stuff just dont know which ones to get its a big cc world out there! <br> <br>Do you have credit cards that you recommend and more importantly do not recommend? if you want to send me direct emails at <a href="mailto:palak.joshi@gmail.com">palak.joshi@gmail.com</a> it would be fine or to the group, whatever you feel comfortable doing. <br> <br>thanks and have a good day. <br>palak. <br><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">_______________________________________________</div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">Social mailing list</div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><a href="mailto:Social@lists.deeptrouble.com">Social@lists.deeptrouble.com</a></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><a href="http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com">http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com</a></div> </blockquote></div><br><div> <span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0; "><p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px"><br class="Apple-interchange-newline"><br></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">----------------------------------</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">Amandeep Jawa</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">----------------------------------</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">deep AT deeptrouble DOT com</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">937 Valencia St.</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">San Francisco, CA 94110-2320</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px Helvetica; min-height: 14.0px"><br></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">Home: 415 255 6257 (ALL MALP)</font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><br class="khtml-block-placeholder"></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">personal: <a href="http://www.deeptrouble.com">http://www.deeptrouble.com</a></font></p><p style="margin: 0.0px 0.0px 0.0px 0.0px"><font face="Helvetica" size="3" style="font: 12.0px Helvetica">political: <a href="http://www.sflcv.org">http://www.sflcv.org</a></font></p><br class="Apple-interchange-newline"></span> </div><br></div></body></html>