Hi Palak,<br>For awhile now I've always gotten a credit card through my bank. The advantage to this is you can easily check your balance online through your bank's website and with Bank of Amer, you can pay your credit card by transferring money from your savings or checking directly to your credit card. This makes paying it on time very easy.<br>
<br>good luck!<br>Jennifer<br><br><div class="gmail_quote">On Tue, Mar 25, 2008 at 3:05 PM, Amandeep Jawa <<a href="mailto:deep@deeptrouble.com">deep@deeptrouble.com</a>> wrote:<br><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">
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Hi Palak -<div><br></div><div>I have a United card & it gives me miles on it which is nice. I'm glad you are not a big fan of credit cards - they are very useful and very helpful - but many many people get carried away when they first get one & end up in real trouble (I did!) - so it is good to make sure you always pay them.</div>
<div><br></div><div>The basic rules are something like this:</div><div><span style="white-space: pre;"> </span>- If you think you will always pay them back, get whichever one has features you like (like miles) - but make sure you pay them back on time!<br>
</div><div><span style="white-space: pre;"> </span>- If you think you will mostly pay them back, but some times may slip, or could slip for months at a time - get ne with the lowest interest rate you can find & ignore special features<br>
</div><div><span style="white-space: pre;"> </span>- If you don't think you will pay it back on time very often at all, get a different type of loan!<br></div><div><span style="white-space: pre;"> </span><br></div><div>
Anybody else have good advice?</div><div><br></div><div>'deep</div><div><br></div><div><br></div><div><br></div><div><br></div><div><br><div>On Mar 25, 2008, at 11:26 AM, palak joshi wrote:<br><blockquote type="cite">
Dear Social, <br><br>I am looking to get a unsecured credit card now that I can. I am not a big fan of credit cards but i need to have atleast one. I was thinking due to my ok score i can get a good one. Have been going back and forth between rewards and miles and cash back and this and that. I am feeling very small to venture out in this world of credit cards all by myself so i am looking to get some advice from you folks. I am very disciplined to paying back and stuff just dont know which ones to get its a big cc world out there! <br>
<br>Do you have credit cards that you recommend and more importantly do not recommend? if you want to send me direct emails at <a href="mailto:palak.joshi@gmail.com" target="_blank">palak.joshi@gmail.com</a> it would be fine or to the group, whatever you feel comfortable doing. <br>
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