Sure, sure, 'deep, but if there was such a thing as a fancy pants store, we know where your credit card would come from <br>:-)<br><br><br><br><div class="gmail_quote">On Tue, Mar 25, 2008 at 5:02 PM, Amandeep Jawa <<a href="mailto:deep@deeptrouble.com">deep@deeptrouble.com</a>> wrote:<br>
<blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;"><div style="">
Dear Palak -<div><br></div><div>Despite what Jen & Chris say, just because you live in the East Bay (like they do) DOES NOT, I repeat DOES NOT mean you have to wear REI all the time. I know that the national dress of Berkeley is fleece, but nonetheless..... an REI card people? How much fleece can you own? </div>
<div><br></div><div>LOL!</div><div><br></div><div>;-)</div><div><br></div><div><br></div><div>'deep</div><div><br></div><div><br></div><div>sorry i couldn't resist. i really shouldn't spam/bait social.</div><div>
<div></div><div class="Wj3C7c"><div><br></div><div><br></div><div><br></div><div><br></div><div><br></div><div><br></div><div><br></div><div><br></div><div><br></div><div><br><div>On Mar 25, 2008, at 4:49 PM, O'Brien, Chris wrote:<br>
<blockquote type="cite"><div style="margin: 0px;">We are switching from mileage cards to an REI card. For the reasons</div><div style="margin: 0px;">Randall noted below: Just too much of a pain to use the miles, too many</div>
<div style="margin: 0px;">restrictions. But we always can use more thermal underwear.<span> </span></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">Chris O'Brien</div><div style="margin: 0px;">
San Jose Mercury News</div><div style="margin: 0px;">415-298-0207</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;">
<br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div>
<div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">-----Original Message-----</div><div style="margin: 0px;">From: <a href="mailto:social-bounces@lists.deeptrouble.com" target="_blank">social-bounces@lists.deeptrouble.com</a></div>
<div style="margin: 0px;">[<a href="mailto:social-bounces@lists.deeptrouble.com" target="_blank">mailto:social-bounces@lists.deeptrouble.com</a>] On Behalf Of Randall Isaac</div><div style="margin: 0px;">Sent: Tuesday, March 25, 2008 4:18 PM</div>
<div style="margin: 0px;">To: Social Social</div><div style="margin: 0px;">Subject: Re: SOCIAL: credit card</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div>
<div style="margin: 0px;">I agree with Deep, it depends on what you want.</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">I shy away from mileage cards because it's getting damn near impossible</div>
<div style="margin: 0px;">to redeem the miles for tickets you can actually use.<span> </span>Also, many of the</div><div style="margin: 0px;">airline cards charge $60 annual fees after the first year.</div><div style="margin: 0px; min-height: 14px;">
<br></div><div style="margin: 0px;">My favorite reward card is the Amazon VISA.<span> </span>No annual fee and you get a</div><div style="margin: 0px;">$30 Amazon credit just for getting the card, and get a $25 Amazon gift</div>
<div style="margin: 0px;">certificate for every $2500 you spend (i.e. a 1% return, 3% on Amazon</div><div style="margin: 0px;">purchases).<span> </span>Since I buy a crapload of stuff on Amazon it's a good deal</div>
<div style="margin: 0px;">for me.</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">Randall</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">Amandeep Jawa wrote:</div>
<blockquote type="cite"><div style="margin: 0px;">Hi Palak -</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">I have a United card & it gives me miles on it which is nice.<span> </span>I'm<span> </span></div>
<div style="margin: 0px;">glad you are not a big fan of credit cards - they are very useful and<span> </span></div><div style="margin: 0px;">very helpful - but many many people get carried away when they first<span> </span></div>
<div style="margin: 0px;">get one & end up in real trouble (I did!) - so it is good to make sure</div> </blockquote><div style="margin: 0px; min-height: 14px;"><br></div> <blockquote type="cite"><div style="margin: 0px;">
you always pay them.</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">The basic rules are something like this:</div><div style="margin: 0px;"><span> </span>- If you think you will always pay them back, get whichever one<span> </span></div>
<div style="margin: 0px;">has features you like (like miles) - but make sure you pay them back</div> </blockquote><div style="margin: 0px;">on time!</div> <blockquote type="cite"><div style="margin: 0px;"><span> </span>- If you think you will mostly pay them back, but some times may<span> </span></div>
<div style="margin: 0px;">slip, or could slip for months at a time - get ne with the lowest<span> </span></div><div style="margin: 0px;">interest rate you can find & ignore special features</div><div style="margin: 0px;">
<span> </span>- If you don't think you will pay it back on time very often at<span> </span></div><div style="margin: 0px;">all, get a different type of loan!</div><div style="margin: 0px; min-height: 14px;"><br></div>
<div style="margin: 0px;">Anybody else have good advice?</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">'deep</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;">
<br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">On Mar 25, 2008, at 11:26 AM, palak joshi wrote:</div>
<div style="margin: 0px; min-height: 14px;"><br></div> <blockquote type="cite"><div style="margin: 0px;">Dear Social,</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">I am looking to get a unsecured credit card now that I can. I am not<span> </span></div>
<div style="margin: 0px;">a big fan of credit cards but i need to have atleast one. I was<span> </span></div><div style="margin: 0px;">thinking due to my ok score i can get a good one. Have been going<span> </span></div><div style="margin: 0px;">
back and forth between rewards and miles and cash back and this and<span> </span></div><div style="margin: 0px;">that. I am feeling very small to venture out in this world of credit<span> </span></div><div style="margin: 0px;">
cards all by myself so i am looking to get some advice from you<span> </span></div><div style="margin: 0px;">folks. I am very disciplined to paying back and stuff just dont know<span> </span></div><div style="margin: 0px;">
which ones to get its a big cc world out there!</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">Do you have credit cards that you recommend and more importantly do<span> </span></div><div style="margin: 0px;">
not recommend? if you want to send me direct emails at<span> </span></div><div style="margin: 0px;"><a href="mailto:palak.joshi@gmail.com" target="_blank">palak.joshi@gmail.com</a> it would be fine or to the group, whatever you<span> </span></div>
<div style="margin: 0px;">feel comfortable doing.</div><div style="margin: 0px; min-height: 14px;"><br></div><div style="margin: 0px;">thanks and have a good day.</div><div style="margin: 0px;">palak.</div><div style="margin: 0px;">
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