SOCIAL: credit card

[Kelly hawk]

I don't think so.
With our credit union ATM and Visa cards, they used to not charge any  
fee at all, of any kind. I figured this wouldn't last - it costs  
something to change currencies.
Then sometime around 1999 or 2000, we got a letter from our credit  
union that Visa International was instituting a worldwide currency  
exchange fee, which they would pass along to us.
my credit union is currently passing along a 1% fee, which while  
annoying, is still way better than travelers checks or money changers.
If 1% is less than you pay now, maybe you should join one of the local  
outfits. We've been with Seattle Telco for about 16 years now. Patelco  
carries our mortgage, and they're nice folks too.
-- Kelly --

On Mar 26, 2008, at 7:57:29 AM, Peter Khoury wrote:

>
> I thought I'd throw another question into the mix to see if we can  
> keep the volume of email on social up at record highs.
>
> My pet peeve is that all my credit cards (and debit cards) have  
> started charging me foreign transaction fees a 2% or 3% fee added  
> every time I use this card overseas.  They never used to do this and  
> it's really just another way for the banks to make money with  
> spurious fees.  It doesn't really cost them that much to do the  
> transaction or exchange the money.
>
> Does anybody out there know of a widely accepted card (Visa or MC)  
> that doesn't charge this foreign transaction fee (FTF).
>
> peat
>
>
> On Mar 25, 2008, at 11:26 AM, palak joshi wrote:
>> Dear Social,
>>
>> I am looking to get a unsecured credit card now that I can. I am  
>> not a big fan of credit cards but i need to have atleast one. I was  
>> thinking due to my ok score i can get a good one. Have been going  
>> back and forth between rewards and miles and cash back and this and  
>> that. I am feeling very small to venture out in this world of  
>> credit cards all by myself so i am looking to get some advice from  
>> you folks. I am very disciplined to paying back and stuff just dont  
>> know which ones to get its a big cc world out there!
>>
>> Do you have credit cards that you recommend and more importantly do  
>> not recommend? if you want to send me direct emails at palak.joshi at gmail.com 
>>  it would be fine or to the group, whatever you feel comfortable  
>> doing.
>>
>> thanks and have a good day.
>> palak.
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>> Social at lists.deeptrouble.com
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>
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