SOCIAL: credit card

Wed Mar 26 23:01:06 PDT 2008

Oh, you're just jealous you don't live in the People's Republic of Berkeley.
Actually, as you can see, my daughter Kalian, is demonstrating proper East
Bay attire.

Regards,

Jen

j e n   s c h r a d i e

graduate student

department of sociology

university of california, berkeley

schradie at berkeley.edu

  _____  

From: social-bounces at lists.deeptrouble.com
[mailto:social-bounces at lists.deeptrouble.com] On Behalf Of Amandeep Jawa
Sent: Tuesday, March 25, 2008 5:03 PM
To: Chris O'Brien
Cc: Social Social
Subject: Re: SOCIAL: credit card

Dear Palak -

Despite what Jen & Chris say, just because you live in the East Bay (like
they do) DOES NOT, I repeat DOES NOT mean you have to wear REI all the time.
I know that the national dress of Berkeley is fleece, but nonetheless.....
an REI card people? How much fleece can you own? 

LOL!

;-)

'deep

sorry i couldn't resist. i really shouldn't spam/bait social.

On Mar 25, 2008, at 4:49 PM, O'Brien, Chris wrote:

We are switching from mileage cards to an REI card. For the reasons

Randall noted below: Just too much of a pain to use the miles, too many

restrictions. But we always can use more thermal underwear. 

Chris O'Brien

San Jose Mercury News

415-298-0207

-----Original Message-----

From: social-bounces at lists.deeptrouble.com

[mailto:social-bounces at lists.deeptrouble.com] On Behalf Of Randall Isaac

Sent: Tuesday, March 25, 2008 4:18 PM

To: Social Social

Subject: Re: SOCIAL: credit card

I agree with Deep, it depends on what you want.

I shy away from mileage cards because it's getting damn near impossible

to redeem the miles for tickets you can actually use. Also, many of the

airline cards charge $60 annual fees after the first year.

My favorite reward card is the Amazon VISA. No annual fee and you get a

$30 Amazon credit just for getting the card, and get a $25 Amazon gift

certificate for every $2500 you spend (i.e. a 1% return, 3% on Amazon

purchases). Since I buy a crapload of stuff on Amazon it's a good deal

for me.

Randall

Amandeep Jawa wrote:

Hi Palak -

I have a United card & it gives me miles on it which is nice. I'm 

glad you are not a big fan of credit cards - they are very useful and 

very helpful - but many many people get carried away when they first 

get one & end up in real trouble (I did!) - so it is good to make sure

you always pay them.

The basic rules are something like this:

- If you think you will always pay them back, get whichever one 

has features you like (like miles) - but make sure you pay them back

on time!

- If you think you will mostly pay them back, but some times may 

slip, or could slip for months at a time - get ne with the lowest 

interest rate you can find & ignore special features

- If you don't think you will pay it back on time very often at 

all, get a different type of loan!

Anybody else have good advice?

'deep

On Mar 25, 2008, at 11:26 AM, palak joshi wrote:

Dear Social,

I am looking to get a unsecured credit card now that I can. I am not 

a big fan of credit cards but i need to have atleast one. I was 

thinking due to my ok score i can get a good one. Have been going 

back and forth between rewards and miles and cash back and this and 

that. I am feeling very small to venture out in this world of credit 

cards all by myself so i am looking to get some advice from you 

folks. I am very disciplined to paying back and stuff just dont know 

which ones to get its a big cc world out there!

Do you have credit cards that you recommend and more importantly do 

not recommend? if you want to send me direct emails at 

palak.joshi at gmail.com it would be fine or to the group, whatever you 

feel comfortable doing.

thanks and have a good day.

palak.

_______________________________________________

Social mailing list

Social at lists.deeptrouble.com 

http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com

----------------------------------

Amandeep Jawa

----------------------------------

deep AT deeptrouble DOT com

937 Valencia St.

San Francisco, CA 94110-2320

Home: 415 255 6257 (ALL MALP)

personal: http://www.deeptrouble.com

political: http://www.sflcv.org

----------------------------------------------------------------------

--

_______________________________________________

Social mailing list

Social at lists.deeptrouble.com 

http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com

_______________________________________________

Social mailing list

Social at lists.deeptrouble.com

http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com

_______________________________________________

Social mailing list

Social at lists.deeptrouble.com

http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com

----------------------------------

Amandeep Jawa

----------------------------------

deep AT deeptrouble DOT com

937 Valencia St.

San Francisco, CA 94110-2320

Home: 415 255 6257 (ALL MALP)

personal: http://www.deeptrouble.com

political: http://www.sflcv.org

-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://lists.deeptrouble.com/pipermail/social-deeptrouble.com/attachments/20080326/490443dd/attachment-0001.htm>
-------------- next part --------------
A non-text attachment was scrubbed...
Name: not available
Type: image/jpeg
Size: 32697 bytes
Desc: not available
URL: <http://lists.deeptrouble.com/pipermail/social-deeptrouble.com/attachments/20080326/490443dd/attachment.jpeg>