SOCIAL: credit card

[Adrian Cotter]

Sure, sure, 'deep, but if there was such a thing as a fancy pants store, we
know where your credit card would come from
:-)



On Tue, Mar 25, 2008 at 5:02 PM, Amandeep Jawa <deep at deeptrouble.com> wrote:

> Dear Palak -
> Despite what Jen & Chris say, just because you live in the East Bay (like
> they do)  DOES NOT, I repeat DOES NOT mean you have to wear REI all the
> time.  I know that the national dress of Berkeley is fleece, but
> nonetheless..... an REI card people? How much fleece can you own?
>
> LOL!
>
> ;-)
>
>
> 'deep
>
>
> sorry i couldn't resist.  i really shouldn't spam/bait social.
>
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> On Mar 25, 2008, at 4:49 PM, O'Brien, Chris wrote:
>
> We are switching from mileage cards to an REI card. For the reasons
> Randall noted below: Just too much of a pain to use the miles, too many
> restrictions. But we always can use more thermal underwear.
>
> Chris O'Brien
> San Jose Mercury News
> 415-298-0207
>
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> -----Original Message-----
> From: social-bounces at lists.deeptrouble.com
> [mailto:social-bounces at lists.deeptrouble.com<social-bounces at lists.deeptrouble.com>]
> On Behalf Of Randall Isaac
> Sent: Tuesday, March 25, 2008 4:18 PM
> To: Social Social
> Subject: Re: SOCIAL: credit card
>
>
> I agree with Deep, it depends on what you want.
>
> I shy away from mileage cards because it's getting damn near impossible
> to redeem the miles for tickets you can actually use.  Also, many of the
> airline cards charge $60 annual fees after the first year.
>
> My favorite reward card is the Amazon VISA.  No annual fee and you get a
> $30 Amazon credit just for getting the card, and get a $25 Amazon gift
> certificate for every $2500 you spend (i.e. a 1% return, 3% on Amazon
> purchases).  Since I buy a crapload of stuff on Amazon it's a good deal
> for me.
>
> Randall
>
> Amandeep Jawa wrote:
>
> Hi Palak -
>
> I have a United card & it gives me miles on it which is nice.  I'm
> glad you are not a big fan of credit cards - they are very useful and
> very helpful - but many many people get carried away when they first
> get one & end up in real trouble (I did!) - so it is good to make sure
>
>
> you always pay them.
>
> The basic rules are something like this:
>     - If you think you will always pay them back, get whichever one
> has features you like (like miles) - but make sure you pay them back
>
> on time!
>
>     - If you think you will mostly pay them back, but some times may
> slip, or could slip for months at a time - get ne with the lowest
> interest rate you can find & ignore special features
>     - If you don't think you will pay it back on time very often at
> all, get a different type of loan!
>
> Anybody else have good advice?
>
> 'deep
>
>
>
>
>
> On Mar 25, 2008, at 11:26 AM, palak joshi wrote:
>
> Dear Social,
>
> I am looking to get a unsecured credit card now that I can. I am not
> a big fan of credit cards but i need to have atleast one. I was
> thinking due to my ok score i can get a good one. Have been going
> back and forth between rewards and miles and cash back and this and
> that. I am feeling very small to venture out in this world of credit
> cards all by myself so i am looking to get some advice from you
> folks. I am very disciplined to paying back and stuff just dont know
> which ones to get its a big cc world out there!
>
> Do you have credit cards that you recommend and more importantly do
> not recommend? if you want to send me direct emails at
> palak.joshi at gmail.com it would be fine or to the group, whatever you
> feel comfortable doing.
>
> thanks and have a good day.
> palak.
> _______________________________________________
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>
>
>
>
> ----------------------------------
> Amandeep Jawa
> ----------------------------------
> deep AT deeptrouble DOT com
> 937 Valencia St.
> San Francisco, CA 94110-2320
>
> Home: 415 255 6257 (ALL MALP)
>
> personal: http://www.deeptrouble.com
> political: http://www.sflcv.org
>
>
>
>
> ----------------------------------------------------------------------
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>
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>
>
>
> ----------------------------------
>
> Amandeep Jawa
>
> ----------------------------------
>
> deep AT deeptrouble DOT com
>
> 937 Valencia St.
>
> San Francisco, CA 94110-2320
>
>
> Home: 415 255 6257 (ALL MALP)
>
>
> personal: http://www.deeptrouble.com
>
> political: http://www.sflcv.org
>
>
>
> _______________________________________________
> Social mailing list
> Social at lists.deeptrouble.com
> http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com
>
>
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