SOCIAL: credit card

[Amandeep Jawa]

Hi Palak -

I have a United card & it gives me miles on it which is nice.  I'm  
glad you are not a big fan of credit cards - they are very useful and  
very helpful - but many many people get carried away when they first  
get one & end up in real trouble (I did!) - so it is good to make  
sure you always pay them.

The basic rules are something like this:
	- If you think you will always pay them back, get whichever one has  
features you like (like miles) - but make sure you pay them back on  
time!
	- If you think you will mostly pay them back, but some times may  
slip, or could slip for months at a time - get ne with the lowest  
interest rate you can find & ignore special features
	- If you don't think you will pay it back on time very often at all,  
get a different type of loan!
	
Anybody else have good advice?

'deep





On Mar 25, 2008, at 11:26 AM, palak joshi wrote:

> Dear Social,
>
> I am looking to get a unsecured credit card now that I can. I am  
> not a big fan of credit cards but i need to have atleast one. I was  
> thinking due to my ok score i can get a good one. Have been going  
> back and forth between rewards and miles and cash back and this and  
> that. I am feeling very small to venture out in this world of  
> credit cards all by myself so i am looking to get some advice from  
> you folks. I am very disciplined to paying back and stuff just dont  
> know which ones to get its a big cc world out there!
>
> Do you have credit cards that you recommend and more importantly do  
> not recommend? if you want to send me direct emails at  
> palak.joshi at gmail.com it would be fine or to the group, whatever  
> you feel comfortable doing.
>
> thanks and have a good day.
> palak.
> _______________________________________________
> Social mailing list
> Social at lists.deeptrouble.com
> http://lists.deeptrouble.com/listinfo.cgi/social-deeptrouble.com



----------------------------------
Amandeep Jawa
----------------------------------
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San Francisco, CA 94110-2320

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