SOCIAL: credit card

[Jennifer Seuferer]

Hi Palak,
For awhile now I've always gotten a credit card through my bank. The
advantage to this is you can easily check your balance online through your
bank's website and with Bank of Amer, you can pay your credit card by
transferring money from your savings or checking directly to your credit
card. This makes paying it on time very easy.

good luck!
Jennifer

On Tue, Mar 25, 2008 at 3:05 PM, Amandeep Jawa <deep at deeptrouble.com> wrote:

> Hi Palak -
> I have a United card & it gives me miles on it which is nice.  I'm glad
> you are not a big fan of credit cards - they are very useful and very
> helpful - but many many people get carried away when they first get one &
> end up in real trouble (I did!) - so it is good to make sure you always pay
> them.
>
> The basic rules are something like this:
> - If you think you will always pay them back, get whichever one has
> features you like (like miles) - but make sure you pay them back on time!
> - If you think you will mostly pay them back, but some times may slip, or
> could slip for months at a time - get ne with the lowest interest rate you
> can find & ignore special features
> - If you don't think you will pay it back on time very often at all, get a
> different type of loan!
>
> Anybody else have good advice?
>
> 'deep
>
>
>
>
>
> On Mar 25, 2008, at 11:26 AM, palak joshi wrote:
>
> Dear Social,
>
> I am looking to get a unsecured credit card now that I can. I am not a big
> fan of credit cards but i need to have atleast one. I was thinking due to my
> ok score i can get a good one. Have been going back and forth between
> rewards and miles and cash back and this and that. I am feeling very small
> to venture out in this world of credit cards all by myself so i am looking
> to get some advice from you folks. I am very disciplined to paying back and
> stuff just dont know which ones to get its a big cc world out there!
>
> Do you have credit cards that you recommend and more importantly do not
> recommend? if you want to send me direct emails at palak.joshi at gmail.comit would be fine or to the group, whatever you feel comfortable doing.
>
> thanks and have a good day.
> palak.
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>
>
> ----------------------------------
>
> Amandeep Jawa
>
> ----------------------------------
>
> deep AT deeptrouble DOT com
>
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